Stacc Flow - Credit Process Platform
The modular and intelligent credit process platform
Our credit process platform enables financial institutions to drive high automation with flexibility by combining flexilbe modules, high-automation templates and 200+ pre-built technology integrations.
Automate, reduce costs and streamline compliance.

Stacc Flow - Credit Process Platform
The modular and intelligent credit process platform
Our credit process platform enables financial institutions to drive high automation with flexibility by combining flexilbe modules, high-automation templates and 200+ pre-built technology integrations.
Automate, reduce costs and streamline compliance.

Stacc Flow - Credit Process Platform
The modular and intelligent credit process platform
Our credit process platform enables financial institutions to drive high automation with flexibility by combining flexilbe modules, high-automation templates and 200+ pre-built technology integrations.
Automate, reduce costs and streamline compliance.

trusted by PROGRESSIVE BANKS AND FINANCING COMPANIES
Platform overview
A modular platform for credit and lending origination
A cloud-native platform that enables high automation of credit and loan origination processes
Platform overview
A modular platform for credit and lending origination
A cloud-native platform that enables high automation of credit and loan origination processes
Platform overview
A modular platform for credit and lending origination
A cloud-native platform that enables high automation of credit and loan origination processes



Flexible modules
Compose the perfect origination process with cloud-native microservice modules.
Mortgage Origination
Mortgage Origination
Auto/Equipment Loan Origination
Auto/Equipment Loan Origination
Auto/Equipment Leasing Origination
Auto/Equipment Leasing Origination
Car Subscription Origination
Car Subscription Origination
Consumer Loan Origination
Consumer Loan Origination
Credit Card Onboarding
Credit Card Onboarding
POS Credit Onboarding
POS Credit Onboarding
Commercial Loan Origination
Commercial Loan Origination
SMB and Business Loan Origination
SMB and Business Loan Origination
High-automation templates
Adaptable to your origination process
Proven, transformational impact
Go from limitations
to innovations
80%
of new clients onboarded in less than 1 minute at a financial institution
of new clients onboarded in less than 1 minute at a financial institution
80%
reduction in manual case costs across many banks and lenders
reduction in manual case costs across many banks and lenders
300%
commercial gain in 4 months at a Tier 1 bank
commercial gain in 4 months at a Tier 1 bank
How Stacc Flow creates value for financial institutions
How Stacc Flow creates value for financial institutions
How Stacc Flow creates value for financial institutions
Offer task-based case management
Streamline case handling to distinct manual tasks required to progress credit applications before further automatic handling. Use one app and interface with all data in one place. Assign the right case handlers to the right applications at the right time.
Ditch juggling multiple interfaces for every credit application.
Provide real-time transparency
Drive unprecedented automation and optimisation
Adjust business and credit rules on the go
Simulate changes to business rules

Offer task-based case management
Streamline case handling to distinct manual tasks required to progress credit applications before further automatic handling. Use one app and interface with all data in one place. Assign the right case handlers to the right applications at the right time.
Ditch juggling multiple interfaces for every credit application.

Provide real-time transparency
Drive unprecedented automation and optimisation
Adjust business and credit rules on the go
Simulate changes to business rules
Offer task-based case management
Streamline case handling to distinct manual tasks required to progress credit applications before further automatic handling. Use one app and interface with all data in one place. Assign the right case handlers to the right applications at the right time.
Ditch juggling multiple interfaces for every credit application.

Provide real-time transparency
Drive unprecedented automation and optimisation
Adjust business and credit rules on the go
Simulate changes to business rules
Customer stories
Don't just listen to us
Hear how Stacc Flow has helped financial institutions win more high-quality credit applications in less time and at lower cost.
Customer stories
Don't just listen to us
Hear how Stacc Flow has helped financial institutions win more high-quality credit applications in less time and at lower cost.
Customer stories
Don't just listen to us
Hear how Stacc Flow has helped financial institutions win more high-quality credit applications in less time and at lower cost.
By automating the credit process across sales agents, customers and retailers, we have reduced support calls by 80%.
Credit process automation
Stacc Flow is as close as you get to plug-and-play, while at the same time having real, efficient process automation that meets strong requirements for scalability, robustness and opportunities to make continuous changes and orchestration of your credit process.
Client feedback a few months after Go-Live with Stacc Flow
By owning the credit policies and scorecards, the credit committee has the tools needed to monitor and manage fraud and credit risk, thereby reducing credit losses.
Risk software in-process integration
By checking for signatory rights, correct delegation of authority and signing of credit agreements, the correct documentation is made available to support fraud cases and claims.
Signatory rights integration
By automating the credit process across sales agents, customers and retailers, we have reduced support calls by 80%.
Credit process automation
Stacc Flow is as close as you get to plug-and-play, while at the same time having real, efficient process automation that meets strong requirements for scalability, robustness and opportunities to make continuous changes and orchestration of your credit process.
Client feedback a few months after Go-Live with Stacc Flow
By owning the credit policies and scorecards, the credit committee has the tools needed to monitor and manage fraud and credit risk, thereby reducing credit losses.
Risk software in-process integration
By checking for signatory rights, correct delegation of authority and signing of credit agreements, the correct documentation is made available to support fraud cases and claims.
Signatory rights integration
By automating the credit process across sales agents, customers and retailers, we have reduced support calls by 80%.
Credit process automation
Stacc Flow is as close as you get to plug-and-play, while at the same time having real, efficient process automation that meets strong requirements for scalability, robustness and opportunities to make continuous changes and orchestration of your credit process.
Client feedback a few months after Go-Live with Stacc Flow
By owning the credit policies and scorecards, the credit committee has the tools needed to monitor and manage fraud and credit risk, thereby reducing credit losses.
Risk software in-process integration
By checking for signatory rights, correct delegation of authority and signing of credit agreements, the correct documentation is made available to support fraud cases and claims.
Signatory rights integration
By automating the credit process across sales agents, customers and retailers, we have reduced support calls by 80%.
Credit process automation
Stacc Flow is as close as you get to plug-and-play, while at the same time having real, efficient process automation that meets strong requirements for scalability, robustness and opportunities to make continuous changes and orchestration of your credit process.
Client feedback a few months after Go-Live with Stacc Flow
By owning the credit policies and scorecards, the credit committee has the tools needed to monitor and manage fraud and credit risk, thereby reducing credit losses.
Risk software in-process integration
By checking for signatory rights, correct delegation of authority and signing of credit agreements, the correct documentation is made available to support fraud cases and claims.
Signatory rights integration

Why Stacc Flow?
Why Stacc Flow?
A world-class credit process platform
A world-class credit process platform
Credit-centric platform and expertise
Transform your institution with 200+ credit and tech experts with extensive credit knowledge built over more than 40 years - with a vibrant innovation community from one of the world's most digital and regulated financial markets.
We have done this hundreds of times. For decades.
Modular and intelligent capabilities
Highly automated capabilities built-in
Superior Time-to-Value
Native compliance and security
Credit-centric platform and expertise
Transform your institution with 200+ credit and tech experts with extensive credit knowledge built over more than 40 years - with a vibrant innovation community from one of the world's most digital and regulated financial markets.
We have done this hundreds of times. For decades.
Modular and intelligent capabilities
Highly automated capabilities built-in
Superior Time-to-Value
Native compliance and security
Credit-centric platform and expertise
Transform your institution with 200+ credit and tech experts with extensive credit knowledge built over more than 40 years - with a vibrant innovation community from one of the world's most digital and regulated financial markets.
We have done this hundreds of times. For decades.
Modular and intelligent capabilities
Highly automated capabilities built-in
Superior Time-to-Value
Native compliance and security
Architecture
Stacc Flow connects all the dots
Architecture
Stacc Flow connects all the dots
Architecture
Stacc Flow connects all the dots
Case advisory
Case advisory
Manual tasks
Manual tasks
Decision management
Decision management
Case handler
Handles manual tasks
Omni-channels
Accept customer applications
Stacc Flow
Orchestrates case flow
Core banking system
Back-office
Integrations
Pre-built and flexible catalogue
Stacc 3rd party integration catalogue
Stacc 3rd party integration catalogue
Stacc proprietary service modules
Stacc proprietary service modules
Your internal integrations & services
Your internal integrations & services
API-native modules
Unleash innovation and differentiated borrower journeys
Our API-native modules give your developers the tools to make any borrower and advisor user interfaces
API-native modules
Unleash innovation and differentiated borrower journeys
Our API-native modules give your developers the tools to make any borrower and advisor user interfaces
API-native modules
Unleash innovation and differentiated borrower journeys
Our API-native modules give your developers the tools to make any borrower and advisor user interfaces



Technology integrations
Get faster Time-to-Value with our 200+ pre-built integrations
Expand next-level digitisation and automation with innovative third-parties on the Stacc Flow platform. Examples below.
Technology integrations
Get faster Time-to-Value with our 200+ pre-built integrations
Expand next-level digitisation and automation with innovative third-parties on the Stacc Flow platform. Examples below.
Technology integrations
Get faster Time-to-Value with our 200+ pre-built integrations
Expand next-level digitisation and automation with innovative third-parties on the Stacc Flow platform. Examples below.
Request a Demo
Ready to transform your institution?
Experience the modular, highly automated and intelligent value of Stacc Flow
Request a Demo
Ready to transform your institution?
Experience the modular, highly automated and intelligent value of Stacc Flow
Request a Demo
Ready to transform your institution?
Experience the modular, highly automated and intelligent value of Stacc Flow
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