Consumer Financial Analysis

Improve your credit decisions with our market leading solution.

Used by more than 100 banks and financial services daily.

Consumer Financial Analysis

Improve your credit decisions with our market leading solution.

Used by more than 100 banks and financial services daily.

Consumer Financial Analysis

Improve your credit decisions with our market leading solution.

Used by more than 100 banks and financial services daily.

Consumer Financial Analysis

Improve your credit decisions with our market leading solution.

Used by more than 100 banks and financial services daily.

The market leading solution

More than 100 banks and other financial services providers use the solutions daily to support credit processes and to provide thorough financial advice to private and corporate customers.

30+ experts work continuously to ensure that the solutions meet new architectural requirements, with continuous product development as well as support, and maintenance.

Exceed customer expectations

Despite the ever-increasing degree of self-service, many customers want the bank to be relevant and present to them in different phases of life or events that affect their finances.

Customers are becoming more aware of collecting terms on loans, savings, and insurance from several providers and the demand for individually tailored financial analyzes and advice is increasing.

Empower advisors

Consumer financial analysis provides a 360°financial analysis of retail customers, particularly adapted to support your credit and advisory process related to mortgages and other retail credit products.

Based on automated lookups against various 3rd party data sources and the company’s own core system the solution collects data on income, savings, debt, properties and pensions, combines these with a number of built-in financial figures and performs the following analysis and calculations:

Analysis of the current financial situation

Calculation of cost of living and liquidity

Calculation of affordability

Analysis of risk sensitivity

Simulation of different debt situations

Calculation of affordability

Calculation of the economic effects of new life situations or events

Calculation of future pensions and recommendation of saving plans

rules and regulations*

Built in compliance

* Currently Norwegian rules and regulations, but more countries are beeing added.

unique

The only one of its kind

Consumer financial analysis is unique as it handles all combinations of financial analysis in the same solution. No more window juggling.

Individuals

Households

Guarantors

Calculation of life situations

Calculation of new economies

Buying the first home

Moving together

Having children

Getting divorced

Unemployment

Disability

Losing the spouse

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