Here's what makes our solution stand out:
Digital and compliant application, onboarding, and credit processes with customizable look & feel.
Overview and self-service for the end-user.
Plug and play service catalogue for 3rd party service providers. Flexible options to change the sequence of steps in the process flow or replace a third-party integration with another.
Flexible and configurable
Flexible rules that govern the degree of automation and score loan applications according to the "traffic light" principle: green (automatic approval), yellow (requires manual processing), or red (automatic rejection). Build your own products: Self-service configuration of product setups, interest rates and fees, letter templates, push notifications, and decision/scoring rules. Component-based, end-to-end, or "bring your own core system
Credit process and case handling
Process automation platform that orchestrates the processes, allowing visual monitoring of the process. Case handler solution that automatically assigns cases that requires manual processing. Integrated solution for financial analysis, calculation of loan-serviceability, and advisory services. Support for credit memos, four-eye control, and credit committee. Automated push notifications, digital documents, e-signatures and electronic registration of pledge (eTinglysning).
Core solution for lifecycle management of loans from disbursement to fully repayment, with built-in collateral and accounting.
Compliance built in
All relevant compliance requirements built in. Documentation and traceability of the complete credit process. Full audit trail.