Corporate banking advisors often need to analyse accounting, liquidity, and cash flow to see how different scenarios will affect short—and long-term risks, if a loan will speed up growth, or examine the ability to service more debt.
Previously this has been a time consuming operation for advisors with lots of manual task and spreadsheets. The result is an expensive and fragmented credit decision with little time to give actual advice and support to the corporate customers.
Empower advisors
Corporate Credit Insight provides a 360° financial analysis of corporate customers, designed to automate, and streamline your credit process related to business loans.
Based on 3rd party lookups, and information from your own core system, the solution collects data about corporate structure, annual reports and current accounts, qualitative information as well as benchmark numbers and provides the following:
Simulation of how different scenarios will affect short- and long-term risks
Calculation of affordability of loans
Calculation of whether a new investment will speed up growth
See the future
Forecasting and investment plans
Corporate financial analysis provides an overview of the long-term lines in the company, developments in revenues and cash flows.
It is easy to make future investment plans and show the financial effects on balance sheet and capital requirements in the event of changes in income or costs, increased credit period etc.
Test for cracks
Sensitivity analysis
Corporate financial analysis makes it possible to perform sensitivity analyses based on various parameters such as the economic prerequisites for operating the company or the investments made.
It is also possible to look at the effects of different aspects, such as how the need for working capital will be changed by a reduction in sales revenues or how the company will withstand an interest rate increase.
A unique combination of features
The only one of its kind
Corporate financial analysis is unique as it handles all combinations of financial analysis for corporates in the same solution. No more window juggling or spreadsheets.
All types of companies
Sole proprietorships
SMEs and subsidiaries
Large corporates
Complex credit groups
Analyse different scenarios
Start-up
Crisis and recession
Innovation and growth
Geographical expansion
Industry modules
Agriculture
Real estate rental
Project financing
Fishing
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