Cloud-native credit platform
The future of credit and lending
Our credit-centric platform gives financial institutions the flexibility and scale to transform credit and lending from quoting, application, approval, disbursement and beyond—making it faster, more transparent and more human, while staying ready for tomorrow’s challenges.
The platform enables faster and more consistent credit underwriting, more efficient disbursements and significantly greater flexibility for borrowers to manage and customise their credit products themselves.
Cloud-native credit platform
The future of credit and lending
Our credit-centric platform gives financial institutions the flexibility and scale to transform credit and lending from quoting, application, approval, disbursement and beyond—making it faster, more transparent and more human, while staying ready for tomorrow’s challenges.
The platform enables faster and more consistent credit underwriting, more efficient disbursements and significantly greater flexibility for borrowers to manage and customise their credit products themselves.
Cloud-native credit platform
The future of credit and lending
Our credit-centric platform gives financial institutions the flexibility and scale to transform credit and lending from quoting, application, approval, disbursement and beyond—making it faster, more transparent and more human, while staying ready for tomorrow’s challenges.
The platform enables faster and more consistent credit underwriting, more efficient disbursements and significantly greater flexibility for borrowers to manage and customise their credit products themselves.
After a thorough evaluation process, DNB has concluded that Stacc offers the best and most agile solution on the market—not just in Norway, but internationally as well.
DNB
After a thorough evaluation process, DNB has concluded that Stacc offers the best and most agile solution on the market—not just in Norway, but internationally as well.
DNB
Transforming credit and lending with Stacc
What changes when you run on Stacc
Enable maximum automation and advisor efficiency
The automatic track widens and the manual track shortens. A higher share of cases flow through automatically and consistently. When a case is flagged for manual review, advisors work on only the complex tasks, with all relevant information gathered in one view, before the case proceeds on the automatic track.
Enjoy flexible and AI-assisted credit optimalisation
Grow with modern, scalable technology
Lower risk with predictable approach and proven impact
Enable maximum automation and advisor efficiency
The automatic track widens and the manual track shortens. A higher share of cases flow through automatically and consistently. When a case is flagged for manual review, advisors work on only the complex tasks, with all relevant information gathered in one view, before the case proceeds on the automatic track.
Enjoy flexible and AI-assisted credit optimalisation
Grow with modern, scalable technology
Lower risk with predictable approach and proven impact
Enable maximum automation and advisor efficiency
The automatic track widens and the manual track shortens. A higher share of cases flow through automatically and consistently. When a case is flagged for manual review, advisors work on only the complex tasks, with all relevant information gathered in one view, before the case proceeds on the automatic track.
Enjoy flexible and AI-assisted credit optimalisation
Grow with modern, scalable technology
Lower risk with predictable approach and proven impact
Capabilities
A world-class credit and lending platform
The result of nearly a decade of focused investments in digitalisation within banking and finance
Credit-native, not AI-native
Built on explicit rules, designed for AI to plug in
Stacc is architected around credit, with AI where it adds value. Deterministic where credit decisions live. Compliance built into the architecture, not retrofitted.
Customer outcomes
Proven, transformational impact
99%
faster origination at one institution
80%
of customers onboarded in less than 1 minute
80%
reduction in loan cycle time
90%
reduction in quoting time for asset finance
80%
lower customer service demand
90%
reduced time on back-office tasks
300%
commercial growth in gross adds over 4 months
100%
automation of mortgage application, approval and payout
Solutions powering the next era in credit and lending
Solutions powering the next era in credit and lending
Stacc for banks and financing companies
Composable products for banks and financing companies...
AI-ready. API-native. Powering the entire credit and lending lifecycle
Loan Origination Software
Loan Servicing Software
Compliance software
Request a Demo
Ready to transform your institution?
Experience how Stacc’s modern platform transforms credit processes from application to approval, payout and beyond — faster, highly automated and AI-assisted.
Disclaimer: GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.
Disclaimer: GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.
Disclaimer: GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.
Why Stacc
Who we serve
Customer journey
Solutions
Products
Credit process platform
Core credit ledger
Affordability and collaterals engine
Liquidity and collaterals engine
Asset finance quote engine
Asset delivery engine
Invoice lifecycle management
Treasury and portfolio platform
Client lifecycle management platform
©️ 2026 Stacc AS, All rights reserved.
Why Stacc
Who we serve
Customer journey
Solutions
Products
Credit process platform
Core credit ledger
Affordability and collaterals engine
Liquidity and collaterals engine
Asset finance quote engine
Asset delivery engine
Invoice lifecycle management
Treasury and portfolio platform
Client lifecycle management platform
©️ 2026 Stacc AS, All rights reserved.
Why Stacc
Who we serve
Customer journey
Solutions
Products
Credit process platform
Core credit ledger
Affordability and collaterals engine
Liquidity and collaterals engine
Asset finance quote engine
Asset delivery engine
Invoice lifecycle management
Treasury and portfolio platform
Client lifecycle management platform
©️ 2026 Stacc AS, All rights reserved.